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H.R. 3339 · 119th Congress

Equal Opportunity for All Investors Act of 2025

Introduced May 13, 2025Policy area: Finance and Financial Sector

Read the textOn Congress.gov

Status: Passed House

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Law

Latest action

: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Summary

Equal Opportunity for All Investors Act of 2025

This bill expands who may be considered an accredited investor for purposes of participating in private offerings of securities. (Certain unregistered securities may only be offered to accredited investors.)

  • Specifically, the bill allows an individual to qualify through an examination established by the Securities and Exchange Commission. The examination must
  • be designed with an appropriate difficulty level such that an individual with financial sophistication or training would be unlikely to fail,
  • include methods to determine competency and knowledge in certain areas such as the disclosure requirements of different securities, and
  • be administered by a registered national securities association and offered free of charge to the public.

Currently, accredited investors must satisfy certain requirements indicating their reduced exposure to financial risk, including those related to income, net worth, or knowledge and experience.

Summary by the Congressional Research Service.

Actions

  1. Senate

    Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  2. House

    Motion to reconsider laid on the table Agreed to without objection.

  3. House

    On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H3506)

  4. House

    DEBATE - The House proceeded with forty minutes of debate on H.R. 3339.

  5. House

    Considered under suspension of the rules. (consideration: CR H3506-3508)

  6. House

    Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended.

  7. House

    Placed on the Union Calendar, Calendar No. 97.

  8. House

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-127.

  9. House

    Ordered to be Reported (Amended) by the Yeas and Nays: 49 - 2.

  10. House

    Committee Consideration and Mark-up Session Held

  11. House

    Referred to the House Committee on Financial Services.

  12. Introduced in House