H.R. 3380 · 119th Congress
TAILOR Act of 2025
Status: In committee
- Introduced (done)
- Committee (current)
- Passed House
- Passed Senate
- To President
- Law
Latest action
: Placed on the Union Calendar, Calendar No. 104.
Summary
Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025
This bill addresses the supervision of financial institutions.
Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last 15 years.
The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio.
Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.
Summary by the Congressional Research Service.
Actions
- House
Placed on the Union Calendar, Calendar No. 104.
- House
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-135.
- House
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23.
- House
Committee Consideration and Mark-up Session Held
- House
Referred to the House Committee on Financial Services.
Introduced in House