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H.R. 2978 · 119th Congress

GUARD Act

Introduced Apr 21, 2025Policy area: Crime and Law Enforcement

Read the textOn Congress.gov

Status: Passed House

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Law

Latest action

: Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.

Summary

Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026

This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment.

The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.

Finally, the bill requires the Financial Crimes Enforcement Network (FinCEN) to report on efforts to combat general financial fraud, elder financial fraud, pig butchering, and scams, including an evaluation of any legislative recommendations to improve the efforts. The bill also requires FinCEN to report on the state of general financial fraud, elder financial fraud, pig butchering, and scams in the United States, including trends in the crimes.

Summary by the Congressional Research Service.

Actions

  1. Senate

    Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.

  2. House

    Motion to reconsider laid on the table Agreed to without objection.

  3. House

    On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301). (text: CR H5602-5603)

  4. House

    Considered as unfinished business. (consideration: CR H5822)

  5. House

    At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

  6. House

    DEBATE - The House proceeded with forty minutes of debate on H.R. 2978.

  7. House

    Considered under suspension of the rules. (consideration: CR H5602-5605)

  8. House

    Ms. De La Cruz moved to suspend the rules and pass the bill, as amended.

  9. House

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.

  10. House

    Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.

  11. House

    Committee Consideration and Mark-up Session Held

  12. House

    Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Show 1 earlier actions

  1. Introduced in House

Roll-call votes